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EducationMarch 30, 20267 min read

What Is Forex Margin and How to Calculate It

Margin is the deposit your broker holds to keep a trade open. Get it wrong and you'll face a margin call — or worse, an automatic liquidation. Here's everything you need to know.

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What Is Margin in Forex?

In forex trading, margin is the amount of money your broker requires you to deposit as collateral to open and maintain a leveraged position. It is not a fee or a cost — it's a good-faith deposit that remains yours, but is held by the broker as security while the trade is active.

Think of it this way: you want to control a $100,000 position (1 standard lot) but you only have $1,000 in your account. Your broker allows you to do this by holding your $1,000 as margin and lending you the remaining $99,000. That's leverage of 100:1.

When the position closes — profitably or at a loss — the margin is released back into your account (adjusted for the P&L).

Margin vs Leverage — What's the Difference?

These two terms are directly related but describe the same relationship from opposite angles:

  • Leverage is expressed as a ratio — 100:1, 200:1, 500:1. It tells you how many times your deposit can control in market exposure.
  • Margin is expressed as a percentage — 1%, 0.5%, 0.2%. It tells you what portion of the position value you must deposit.
Margin % = 1 ÷ Leverage × 100

The Required Margin Formula

To calculate how much margin you need to open a position:

Required Margin = (Trade Size × Current Price) ÷ Leverage
(100,000 × 1.0850) ÷ 100 = $1,085.00

At 1:100 leverage, you need $1,085 in your account to open a 1-lot EUR/USD position. At 1:500 leverage, you only need $217 — but your exposure remains the same $108,500.

Leverage Table: Margin Requirements for a $10,000 Position

Here's how different leverage levels affect the margin required to open a $10,000 notional position:

LeverageMargin %Required Margin ($10,000 position)Common Jurisdiction
1:1010%$1,000Japan (retail)
1:205%$500EU/UK ESMA regulated
1:303.33%$333EU major pairs max
1:502%$200US NFA regulated
1:1001%$100Offshore/global brokers
1:2000.5%$50Global offshore
1:5000.2%$20Exness, global offshore

Higher leverage means lower margin requirements — but it also means smaller adverse moves can trigger a margin call. A $20 margin on a $10,000 position has essentially no buffer.

Use Exness — Flexible Leverage, Instant Margin Calls Visible

Exness shows real-time margin levels in your account dashboard. Supports up to 1:unlimited on select accounts. Always know your margin status.

Open Exness Account →

Free Margin vs Used Margin

Your account equity is divided into two parts while you have open positions:

  • Used Margin — The total margin locked across all open positions. You cannot use this for new trades.
  • Free Margin — Equity minus Used Margin. This is the capital available to open new positions or absorb losses.
Free Margin = Equity − Used Margin
Account Equity = $5,000
Used Margin (2 open trades) = $2,000
Free Margin = $3,000

Free margin is also your buffer against adverse price moves. If your open trades move against you and your equity falls close to your used margin, you're approaching a margin call.

What Is a Margin Call?

A margin call occurs when your account equity drops below a required threshold — typically 50–100% of your used margin, depending on the broker. At this point, the broker either:

  1. Sends you a warning to deposit more funds, or
  2. Automatically closes your losing positions (stop out) to bring your margin level back into a safe range.

At Exness, the stop-out level is typically 0–20%, meaning positions can be closed extremely quickly when equity approaches zero. Most reputable brokers execute stop-outs at 50% margin level to protect traders from negative balances.

The best way to avoid margin calls is proper position sizing — never over-leveraging, and always knowing how much free margin you have before opening a new trade.

Using the Margin Calculator

Rather than calculating manually before every trade, use the free Margin Calculator. Input your:

  • Currency pair
  • Lot size
  • Account leverage

The calculator instantly shows your required margin in your account currency. It's an essential step in your pre-trade checklist alongside the pip calculator and position size calculator.

Trade with Full Margin Transparency

Exness shows real-time margin levels, offers flexible leverage, and provides a free demo to test your margin management strategy.

Open Exness Account — Free →
Risk Warning: CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. Between 74–89% of retail investor accounts lose money when trading CFDs. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money. This article is for educational purposes only and does not constitute financial advice.
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